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In The Newspapers

How to calculate renters insurance

By Michele Lerner • Bankrate.com

When you’re a young and busy apartment dweller, finding the time to estimate how much renters insurance you need is likely to be something you’d rather think about in that 25th hour of the day that you don’t have. However, having no renters insurance or not having enough coverage can put your lifestyle at risk.

“Too many renters underestimate the value of the possessions they have built

How to raise rent and keep your tenant

By Marcie Geffner • Bankrate.com

Raising your tenant’s rent is a matter of “finesse and analysis,” says Keith Becker, president of DeDe’s Rentals and Property Management in Santa Rosa, California.

You don’t want a good tenant to move out because then you’ll have to incur the expense to find a new tenant. But you don’t want to leave money on the table, either.

“Your existing tenant is a known quantity,” Becker says. “You

How to refinance a house you’re renting out

By Marcie Geffner • Bankrate.com

Buying a home is an attractive proposition in these days of low mortgage interest rates. But if you want to buy a new home, while renting out the old house, you could face a glitch.

It might be hard to refinance a house that you’re renting out, because “things change when you’re no longer dealing with a primary residence,” warns Ben Chenault Jr., regional manager at MortgageBanc/Fairway

Becoming a landlord: Do you have what it takes?

By Jay MacDonald • Bankrate.com

The buzz is building around income property once again, and for good reason: The economy continues to recover, mortgage rates remain low, homes are appreciating and legions of baby boomers are downsizing and scouting post-retirement income opportunities.

Jill Wente, a Realtor with Gary Greene Real Estate near Houston, says those leaning toward becoming a landlord fall into two categories.

“Typically, they’re either thinking about renting their own place

What’s on your renter’s insurance policy?

Your landlord is responsible for collecting your rent and fixing what’s broken, but the burden of protecting your possessions falls on your shoulders. If a thief makes off with your MacBook Pro, or a party guest spills sangria all over your sofa, don’t expect the building owner to pay up.

This is why you need a renters insurance policy. It covers loss or damage to your belongings inside the place you’re

Stop renting and buy a home? Consider these factors

By Poonkulali Thangavelu • Bankrate.com

Thinking of buying a home? Weigh these factors before deciding. Don’t worry. We won’t try to talk you out of anything.

You are more mobile when you rent because you can move out at the end of the lease. Buying a home entails a lot of upfront costs, from the down payment to inspections to loan fees. Renting carries fewer upfront costs.

On the other hand, renting does