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In The Newspapers

What it takes to borrow from home equity

By • Bankrate.com

Breaking into the home equity nest egg is becoming a very real possibility for more Americans as home prices rise. But raiding the house bank is not as easy as it was before the recession, and not everyone meets the requirements to borrow from home equity.

Consumers must have a trifecta of enough equity, a high credit score and a healthy relationship between their debt

5 tips to avoid delays when closing on a home

By Michele Lerner • Bankrate.com

Avoiding closing day nightmares, such as a long delay or, worse, a canceled home sale, requires complete communication from the day a contract is signed until the house keys are exchanged.

Here’s an example:

Think signing a mountain of papers at a real estate closing is tough? Try getting multiple owners in an estate sale to sign the same stack on the same day.

“In one case we had

Financing a tiny house

By Jennie L. Phipps · Bankrate.com

The “tiny house movement” is one of the hottest retirement living trends, and one answer for people seeking a low-cost living alternative.

Tiny houses are carefully designed dwellings that average about 400 square feet, although some are as small as 100 square feet. A few people who live in homes as big as 1,000 square feet claim that they joined the movement. For a good idea

How ‘rapid rescore’ affects your credit

By Dana Dratch • Bankrate.com

When getting a mortgage, “rapid rescore” is a phrase worth knowing.

But what does it mean? Bottom line: It’s a practice used by mortgage originators to help lift credit scores.

Credit scores ebb and flow as information is updated to the credit report. While the rapid rescore has “been around forever,” the concept of quickly updating a credit history — and getting a new credit score based on